Well Done, Good and Faithful Servant

Summary of my sermon, based on Matthew 25:19-21. Preached at Greenhills Christian Fellowship Toronto on January 26, 2025.

This is the final message in our series on stewardship, and I want us to reflect on where we began. Back in Colossians 1:15–17, we saw that everything is God’s. Jesus is described as the firstborn of all creation—not meaning He was created first, but that He holds authority over everything. He’s supreme over all.

And when we understand that, it changes how we live. It changes how we see everything we have. There’s a wrong way to respond to this truth—idolatry. Worshiping the created things instead of the Creator. Or thinking we can bargain with God, trade with Him like we’re equals—“God, I’ll give you this if you give me that.” That’s ridiculous, because everything already belongs to Him. Romans 11 says, From Him and through Him and to Him are all things.

So we defined stewardship this way: bringing glory to God through the careful and responsible management of what He has entrusted to us. That includes our gifts, our time, our resources, our lives. And the key passage that shaped this whole series was 1 Peter 4:10–11. “As each has received a gift, use it to serve one another… in order that in everything God may be glorified through Jesus Christ.”

Last week, we looked at Ecclesiastes 3 and Isaiah 46. The idea that time just “happens” to us doesn’t hold up when we realize God is the one directing it. He holds time in His hands. He’s sovereign over all of history and also the details of our lives. That challenged us to ask: are we stealing time from God? Are we giving too little? Or maybe giving too much, and neglecting the other good things He’s given us to enjoy?

So today, to close the series, we’re going to look at where stewardship is heading. And for that, we turn to the Parable of the Talents in Matthew 25. Now, this parable is part of a much bigger section in Matthew where Jesus is teaching about His second coming. It’s His final discourse—His last big teaching block—and it begins with the disciples asking, “When will these things happen? What are the signs of your return?”

Jesus does answer that question. He talks about the signs—tribulation, the Gospel reaching all nations, the Abomination of Desolation—but then He says in Matthew 24:36 that no one knows the exact day or hour. Not the angels, not even the Son, but only the Father.

So Jesus shifts the focus. Instead of just looking for signs, He wants us to be ready. And that’s where our parable comes in. It’s a picture of a man going on a journey, entrusting his property to his servants—five talents to one, two to another, and one to another, each according to their ability.

Now let’s pause and talk about what a “talent” is. It’s hard to pin down. Some say it’s a large sum of money, others give dollar estimates that range from thousands to millions. But a safe estimate is to compare it to wages. If one talent is roughly two years’ wages, then we’re talking about $70,000 per talent, give or take. That means the one with five talents received about $350,000. The point is—it was a lot.

And this parable teaches us a few critical truths about stewardship. First, because it’s set in the context of Jesus’ return, we realize stewardship is eschatological. In other words, how we manage what God has given us is shaped by the fact that Jesus is coming again. We don’t know when, so we should live ready—always managing what we have with that day in mind.

Second, we see that each servant was given according to ability. That doesn’t mean the one with more is necessarily more capable. We see this in the world all the time—wealth passed down from previous generations, not always to people who know how to handle it. I shared the story of the Nut Rage incident in Korea. Someone with lots of wealth and power, clearly more than they could handle. So the point here is not how much we have, but what we do with what we’ve been given.

Because when we look at the two servants who invested their talents, the master’s commendation to both was exactly the same. “Well done, good and faithful servant. You have been faithful over a little; I will set you over much.” So God’s not looking for a certain amount of return. He’s looking for faithfulness.

But then there’s the third servant. The one who buried his talent. He had a distorted view of his master. “I knew you to be a hard man,” he said. And that fear led him to do nothing. And here’s what we need to see: a distorted view of God’s character will lead to unfaithfulness. It gives us excuses. But the master responds by calling him wicked and lazy. He didn’t expect a big return—but at the very least, he could have earned interest. But this servant didn’t even try.

That’s why knowing God’s character matters. And it’s why right doctrine matters. Because churches and believers who twist God’s character tend to stop being fruitful. We see that in churches that have embraced worldly ideologies. I mentioned one pastor who claimed Jesus would say, “Blessed are those who end pregnancies.” That’s a gross distortion of God’s heart, and that church has been rapidly shrinking for decades. Because you distort who God is, and people stop being transformed.

So what do we do about that? We gather kindling. Remember that from the first message? Kindling are the little pieces of wood that start the fire. We gather kindling when we read Scripture, pray, worship—those spiritual disciplines that help us know God.

And we do that in community. Growth happens in community. That’s why our church prioritizes Growth Groups. Hebrews 10 says we should stir one another up to love and good works—not neglecting to meet, but encouraging one another all the more as we see the Day approaching.

Now I know this is a different approach to stewardship. Most sermons on stewardship talk about money—about tithing. But stewardship is bigger than that. Tithing, especially the 10% rule, isn’t really a New Testament command. What God wants is generosity. 2 Corinthians 9:7–8 says each one should give what he’s decided in his heart—not under compulsion—for God loves a cheerful giver.

So the point of this whole series has been to give that bigger context. Stewardship isn’t just about what we put in the offering plate. It’s about how we live, because everything belongs to God—our time, our resources, our very lives.

And the more we know Him—the more we seek Him through His Word and through His people—the more faithfully we’ll steward what He’s entrusted to us. And then, when Christ returns, we will hear those beautiful words: Well done, good and faithful servant. Enter into the joy of your master.